Merlin prides itself on its agility. As risk transforms, so does our focus.
Our team of specialists are committed to designing progressive coverage solutions for many industries.
Today, here is where we specialize:

Technology
Service Providers
Application Developers
Financial Technologies (FinTech)
IT Consultants
IT Project Managers

Construction
Construction Managers
Sub-Contractors
Paving and Road Construction
Structural Street Erection

Real Estate
Owners
Developers
Asset Managers
Property Managers
Real Estate Investment Trusts

Professional Services
Accountants
Architects and Engineers
Financial Advisors
Insurance Brokers
Lawyers
Media and Design Agencies
Mortgage Brokers Professional Associations

Skilled Trades
Environmental Contractors
Specialty Contractors
Welders and Burning Services
Fire Service Providers
Blasting and Demolition Experts
Excavators/Underground Services
Scaffolding Constructors
Elevator/Escalator Technicians
SPECIALIZED UNDERWRITING PRACTICES
Builders Risk
Course of Construction and Wrap-Up solutions with up to $100 million of in- house capacity (and $45 million for frame construction)
- Up to $100 million in COC limits
- $45 million COC capacity for frame construction
- Stand-alone and packaged policy solutions
- Project-specific or annual policies
- Multiple project types including single and multi-building structures and sub-divisions
- Ability to underwrite projects already underway
COC up to $100 million
+
WRAP-UP up to $20 million
+
E&O (optional) up to $5 million
=
UNITY™
a suite of construction insurance as a single solution
Skilled Trades and Contractors
Various Property and Casualty solutions for higher-hazard environmental, general and specialty trade contractors
Commercial General Liability
- Contractors E&O
- Faulty or Improper Workmanship Liability
- S&A Pollutions Liability
- Employee Benefits EO
- Employer’s Liability
- Non-Owned Auto Liability
Commercial Property
- Building, Equipment & Stock
- Contractors Plant & Equipment (Mobile and Fixed Site)
- Contractors Tools
- Installation Floater
- Commercial Crime
Environmental Liability
- Contractors Pollution Liability (Annual and Project-Specific)
- Contractor’s Environmental Liability, Site EIL Umbrella/Excess Liability
Legal Expense Coverage is available on all TRADES™ products
Professional Lines
Stand-alone and program solutions for Errors and Omissions Liability for many professional services
Errors and Omissions Liability (E&O)
Cyber Liability
Intellectual Property Insurance
Legal Expense Coverage is available on all PROLINE™ products
Financial Lines
Tailored Directors’ and Officers’ Liability (and related) solutions for not-for-profit organizations, private and publicly traded companies.
Directors’ and Officers’ Liability (D&O)
Employment Practices Liability (EPL)
Fiduciary Liability
Financial Institution Management Liability
Commercial Crime
Commercial Surety
Legal Expense Coverage is available on all Financial Lines products